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Securing Financing for Your Business

Man and woman listening intently in a business meeting.

Make sure you know how much investment it will take to start and run your business until you reach your break-even point—the point when your sales revenue equals your total expenses.

You may need to secure financing before you start your business. 

Types of financing

  • Equity Investment: An investor makes money available for use in exchange for an ownership share in the business.
  • Personal Savings: You are likely to fund your business from your personal savings.
  • Government Funding: Government grants or loans to start and run your business.
  • Commercial Loans: Financial institutions provide long-term and short-term loans for businesses.

Funding opportunities

Small Business BC (Website. New window.) outlines various federal and provincial government programs to finance your business.

Invest BC (Website. New window.) defines the different government incentives for various sectors.

Canada Business (Website. New window.) offers a search for available government loan and grant programs that help you to start, buy or expand your business.

Business Development Bank of Canada (Website. New window.) provides consulting advice and financial support to entrepreneurs to start a business.

Also contact a financial institution of your choice to apply for a business loan.